Important Information

Nature of NotchWork outputs

Shadow ratings are indicative analytical outputs based on publicly available rating methodologies and the inputs you provide. Official ratings issued by S&P, Moody's, or Fitch may differ materially due to non-public information, qualitative analyst judgment, peer comparisons, and proprietary factors not reflected here. Outputs do not constitute investment, financial, or legal advice.

Regulatory status

NotchWork is not a registered credit rating agency. Outputs are not credit ratings within the meaning of Regulation (EC) No 1060/2009 or its UK retained version. Outputs are produced pursuant to individual user requests, provided exclusively for the requesting user's internal use, and are not intended for public disclosure or distribution.

Trademarks and independence

S&P, Moody's, and Fitch are trademarks of their respective owners. NotchWork is independent and not affiliated with these agencies.

Methodologies referenced

NotchWork’s analytical framework is informed by publicly available methodology documents issued by S&P Global Ratings, Moody’s Investors Service, and Fitch Ratings. NotchWork does not redistribute or reproduce those documents.

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